1 of 9
What type of loan are you looking for?

Please fill in the details below so that we can get in contact with you.

Mortgage Loan
Personal Loan
Credit Loan
Thank you! We have received your submission.

We'll get in touch with you shortly. Alternatively, if you want to contact us right away, please call the following number:

Oops! Something went wrong while submitting the form.

Our Program Highlights

Perfect for people looking for larger loans, with the flexibility of low down payment options.

  • Loan Amounts: $806,500K and up with no limit
  • Geography: Nationwide in ALL 50 States
  • Property Types: Residential, Commercial
  • Occupancy: Long-Term or Short-Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs
  • LTVs: Up to 95%
  • DTI: 45-50%
  • Credit Score: 620+
Start My Approval

Do You Qualify for this Loan?

Here is what you need in order to qualify for this product. Even if you don’t meet all of these criteria, don’t hesitate to reach out to see how we can help.

Credit

You’ll need a 620 score or better to qualify, with flexibility for strong financials.

Apply Now
Down Payments

Down payments start at 5%, depending on credit and loan amount.

Apply Now
Closing Costs

You’ll need around 1-3% of the amount you’re financing for closing costs.

Apply Now
Debt

Less than 45% of your income should be going to pay debt.

Apply Now

Frequently Asked
Questions

Answers to questions about this loan we heard
from people like you during research.

What do I need preapproval for a traditional jumbo loan?

For a traditional jumbo loan, here is what you will need to provide:

  • 2 years W2
  • 2 years personal & 2 business tax returns (If applicable) 
  • 30 days pay stubs
  • 2 months personal asset statements
  • Drivers license
What do I need preapproval for a self-employed jumbo loan?

For a self-employed jumbo loan, here is what you will need to provide:

  • Minimum of 12 months business or personal bank statements
  • Minimum of 1 year of Profit and Loss Statement Balance
  • Minimum of 1 year 1099

Also required:

  • 2 months personal asset statements
  • Drivers license
  • CPA letter to attest to your ownership
What types of properties are eligible for a jumbo loan?

Jumbo loans can be used for primary residences, second homes, and investment properties, but eligibility depends on the lender. Factors like property location, condition, and type (single-family home, condo, multi-unit, etc.) can impact approval.

How much in reserves do I need to qualify for a jumbo loan?

Most lenders require 6 to 12 months’ worth of mortgage payments in reserves after closing. This ensures you have enough savings to cover payments in case of unexpected financial changes.

Available states

All 50 States, Covered.

Our loan officers are licensed in all 50 states, so no matter where you are - we have you covered.

See Our Recent Fundings

We’ve helped hundreds of clients get the funding they need to purchase their next property. You could be next.

No Income Verification
Kirkland, WA
Loan Amount:
$792,000
Purpose:
Purchase
Purchase Price:
$990,000
Down Payment:
This is some text inside of a div block.

Bank Statement
Key West, FL
Loan Amount:
$3,500,000
Purpose:
Purchase
Purchase Price:
$5,000,000
Down Payment:
This is some text inside of a div block.

Bank Statement
Brigantine, NJ
Loan Amount:
$2,135,000
Purpose:
Purchase
Purchase Price:
$3,050,000
Down Payment:
This is some text inside of a div block.

Ready to get started?

Talk to a real person from our team right now.