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Unlimited Cash Out.
No Max.
Easy, Fast.
Cash out up to 95% of the value of your home.
SPEAK WITH AN EXPERT NOWHighlights
- Loan Amounts: Up to $20M
- Geography: Nationwide in ALL 50 States
- Property Types: Residential, Commercial
- Occupancy: Long-Term or Short-Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs
- LTVs: Up to 95%
- DTI: 43% - 55%
- Credit Score: 660 minimum
Ideal For
- Consolidating and paying off debt
- Additional funds for home renovation projects
- People looking to purchase additional properties
- People in need of extra cash
Get Connected to Our Team Right Now.
We believe in the power of personal connection. That's why we make it easy for you to connect with a knowledgeable team member in just 60 seconds.
We're here to listen, understand your unique situation, and provide tailored lending solutions designed to help you achieve your financial goals.
Take the first step towards your financial future by completing our simple form.
Do you qualify? Take this short quiz to find out.
All 50 States, Covered.
Available states:
Coming soon:
What to Expect When You Work with MDL
It is our team's goal to build long-term relationships with our customers and go the extra mile to guarantee their success.
We work with you every step of the way to find the perfect loan solution.
Connect With Us
Schedule an appointment with one of our experienced loan professionals and we'll work together to create the plan that's right for you.
Review Your Options
Our experts find the best rates, review financials, and find a product that fits both your short term needs as well long-term goals.
Celebrate Your Closing
Close on time and reach your goals. Our team works closely with you throughout the entire process—making sure to celebrate with you when the loan is secured!
Explore Mortgage Solutions
It's time to find a mortgage that will suit your needs. We'll help guide you through the process and make sure you have everything you need for success.
What Is a Cash-out Refinance?
A cash-out refinance is a refinancing of your mortgage in which you replace your current mortgage with a new one and take out additional money against the equity you've built over time. For example, if you have a home worth $500,000 and you owe $170,000 on it, you could refinance for a new mortgage of $220,000 and take out an additional $50,000 to use as cash for:
- Home Improvements
- Debt Consolidation (Credit Cards, Student Loans, Auto Loans)
- Purchase an Investment Property
- Paying for Your Child’s College Education
- Alternative Investments (Stocks, Bonds, Private Equity)
- Covering Emergency Expenses
Get in Touch with Our Team!
Get in touch with us today for a free rate quote. Get the loan that's right for you.
What You're Going to Need
for Pre-approval
- 2 years W2
- 2 years personal tax returns
- 30 days pay stubs
- 2 months personal asset statements
- Drivers license
At least ONE of the following three options:
- Minimum of 12 months business or personal bank statements
- Minimum of 1 year of Profit and Loss Statement Balance
- Minimum of 1 year 1099
Also required:
- 2 months personal asset statements
- Drivers license
- CPA letter to attest to your ownership
for Pre-approval
- Proof of Assets
- Proof of Credits
- Driver's License
Our Recent Fundings
We’ve helped hundreds of clients get the funding they need to purchase their next property. You could be next.
Test Funding
Frequently Asked Questions
You can put as little as 20% down and get a loan up to 80% of the price of the property. For multifamily properties (5-8 units) or mixed-use properties with commercial units, the minimum cash down is 25%.
Yes! We have access to cash-out refinance programs that you can qualify for even with a high debt-to-income ratio.
No! With the programs we have access to, you don’t need PMI to qualify for a cash-out refinance.