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Washington Self-employed Mortgages
Jumbo Mortgages with as Little as 5% Down
Get flexible jumbo mortgages even when traditional banks say no.
SPEAK WITH AN EXPERT NOW
Self-Employed Loan Limits & Requirements in Washington
- Loan Amounts: $715K and up with no limit
- Property Types: Residential, Commercial
- Occupancy: Long-Term or Short-Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs
- LTVs: Up to 95%
- DTI: 45-50%
- Credit Score: 620+
Ideal For
- People looking for loan amounts above $715k
- People looking for low-down payment options
- People with credit scores under 700
Get Connected to Our Team Right Now.
We believe in the power of personal connection. That's why we make it easy for you to connect with a knowledgeable team member in just 60 seconds.
We're here to listen, understand your unique situation, and provide tailored lending solutions designed to help you achieve your financial goals.
Take the first step towards your financial future by completing our simple form.
Explore Self-Employed Mortgage Solutions in Washington
It's time to find a mortgage that will suit your needs. We'll help guide you through the process and make sure you have everything you need for success.
What is a Self-employed Mortgage?
A self-employed mortgage is a type of home loan designed specifically for entrepreneurs and self-employed professionals. Self-employed borrowers often face more challenges when trying to qualify for a mortgage, because they may have less predictable income than a regular W2 employee. A self-employed mortgage can help these borrowers get approved for a home loan by taking into account their unique financial situation.
Do you qualify for a self-employed mortgage in Washington? Take this short quiz to find out.
What to Expect When You Work with MDL
It is our team's goal to build long-term relationships with our customers and go the extra mile to guarantee their success.
We work with you every step of the way to find the perfect loan solution.
Connect With Us
Schedule an appointment with one of our experienced loan professionals and we'll work together to create the plan that's right for you.
Review Your Options
Our experts find the best rates, review financials, and find a product that fits both your short term needs as well long-term goals.
Celebrate Your Closing
Close on time and reach your goals. Our team works closely with you throughout the entire process—making sure to celebrate with you when the loan is secured!
What You're Going to Need for Pre-approval in Washington
- 2 years W2
- 2 years personal tax returns
- 30 days pay stubs
- 2 months personal asset statements
- Drivers license
- 2 years business tax returns
- YTD Profit and Loss Statement Balance
- 2 years personal tax returns
- 2 months personal asset statements
- Drivers license
Our Recent Fundings
We’ve helped hundreds of clients get the funding they need to purchase their next property. You could be next.
Frequently Asked Questions
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