Kansas Self-employed Mortgages

Jumbo Mortgages with as Little as 5% Down

Get flexible jumbo mortgages even when traditional banks say no.

SPEAK WITH AN EXPERT NOW

Self-Employed Loan Limits & Requirements in Kansas

Loan Amounts: $715K and up with no limit
Property Types: Residential, Commercial
Occupancy: Long-Term or Short-Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs
LTVs: Up to 95%‍
DTI: 45-50%
Credit Score: 620+

Ideal For

People looking for loan amounts above $715k
People looking for low-down payment options
People with credit scores under 700

SPEAK WITH AN EXPERT NOW

Get Connected to Our Team Right Now.

We believe in the power of personal connection. That's why we make it easy for you to connect with a knowledgeable team member in just 60 seconds.

We're here to listen, understand your unique situation, and provide tailored lending solutions designed to help you achieve your financial goals.

Take the first step towards your financial future by completing our simple form.

“

TIM MAINA

Loma Linda, CA

Adam expertly helped me navigate one of the most complex purchases I’ve ever had and kept me in the loop every step of the way.

In the end, we closed smoothly and ON TIME, the great rates he offered were the cherry on top! 5 stars all around!

DAVID MAZIUK

Boca Raton, FL

I would recommend Adam to anyone. He was responsive, professional, and came up with creative solutions to challenges that no other lender recommended.

I ALWAYS expect unforeseen problems to rear their head but, this never happened. Adam and his team had it covered the whole time.

ANDRES MEJIA

Washington, DC

The team was very professional and most importantly to me, quick and communicative throughout the whole process. He made the impossible, possible.

I loved working with him and his team so much that I referred my parents to him!

DEK

Denver, CO

I own a small business, every loan officer I talked to told me it was impossible for me to buy a home - until I met Adam!

Adam and the MDL team gave me the chance to finally become a home owner.

Extremely knowledgeable, diligent, professional, thorough - they walked me through every step of the process and got my loan done when nobody else would even try!

RAQUEL P

Franklin Lakes, NJ

I cannot thank Adam enough!

After our initial lender was not able to service our loan, we almost gave up trying to find alternative solutions and under a huge time constraint.

From day 1. Adam demonstrated his desire to help us get our dream home and never waivered.

2 weeks later, we were in our dream home and we owe that to Adam and his team!

Explore Self-Employed Mortgage Solutions in Kansas

It's time to find a mortgage that will suit your needs. We'll help guide you through the process and make sure you have everything you need for success.

What is a Self-employed Mortgage?

A self-employed mortgage is a type of home loan designed specifically for entrepreneurs and self-employed professionals. Self-employed borrowers often face more challenges when trying to qualify for a mortgage, because they may have less predictable income than a regular W2 employee. A self-employed mortgage can help these borrowers get approved for a home loan by taking into account their unique financial situation.

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Do you qualify for a self-employed mortgage in Kansas? Take this short quiz to find out.

What to Expect When You Work with MDL

It is our team's goal to build long-term relationships with our customers and go the extra mile to guarantee their success.

We work with you every step of the way to find the perfect loan solution.

①

Connect With Us

Schedule an appointment with one of our experienced loan professionals and we'll work together to create the plan that's right for you.

②

Review Your Options

Our experts find the best rates, review financials, and find a product that fits both your short term needs as well long-term goals.

③

Celebrate Your Closing

Close on time and reach your goals. Our team works closely with you throughout the entire process—making sure to celebrate with you when the loan is secured!

What You're Going to Need for Pre-approval in Kansas

Traditional

2 years W2
2 years personal tax returns
30 days pay stubs
2 months personal asset statements
Drivers license

Self-employed Borrower

2 years business tax returns
YTD Profit and Loss Statement Balance
2 years personal tax returns
2 months personal asset statements
Drivers license

Our Recent Fundings

We’ve helped hundreds of clients get the funding they need to purchase their next property. You could be next.

Bank Statement

Loan Amount:

$120,000

Purpose:

Refinance

Purchase Price:

$200,000

Down Payment:

Bank Statement

Loan Amount:

$500,000

Purpose:

Purchase

Purchase Price:

Down Payment:

Conventional

Loan Amount:

$570,000

Purpose:

Purchase

Purchase Price:

Down Payment:

P & L

Loan Amount:

$750,000

Purpose:

Purchase

Purchase Price:

Down Payment:

DSCR

Loan Amount:

$941,250

Purpose:

Purchase

Purchase Price:

Down Payment:

Bank Statement

Loan Amount:

$770,000

Purpose:

Purhcase

Purchase Price:

Down Payment:

See all of our Recent Fundings

Frequently Asked Questions

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